We are a commercial debt collection agency with a proven track record of recovering outstanding payments efficiently. Our expert team specializes in B2B commercial debt collection, using innovative strategies to maximize recovery rates while maintaining professional client relationships. We proudly stand with the highest debt recovery success rate in the industry and look forward to serving you!
At Ryan & Jacobs, we know time is money, especially when recovering outstanding debts. The longer an account remains unpaid, the harder it is to collect. Statistics show that after 30 days past due, the likelihood of full recovery declines significantly. Our proactive approach leads to faster, more effective debt collection.
Is your customer in the “red”? If your company faces unpaid invoices 90 days past due or more, it’s time to act. As a leading commercial debt collection agency, Ryan & Jacobs helps businesses recover outstanding debts quickly and legally.
Certain warning signs indicate that an account is unlikely to be paid—watch for these red flags:
At Ryan & Jacobs, we offer tailored commercial debt collection services for industries including oil & gas, transportation, construction, manufacturing, and more. Our no-recovery, no-fee structure ensures you get results without financial risk. Our job is to get you what is rightfully yours. If you don’t get paid, you do not pay us.
Our practices are best described as ethical commercial debt collection. We uphold the highest degree of morality and integrity under all circumstances. Our business-to-business debt recovery balances diplomacy and firm action to protect business relationships. We offer a wide range of commercial debt collection solutions to ensure your invoices get paid.
We stay ahead in a fast-changing business environment by continuously analyzing industry trends and refining our strategies for optimal performance. At Ryan & Jacobs, our faith-based values drive everything we do—placing transparency, customer service, communications, and professionalism at the forefront.
We are registered with the Secretary of State (SOS), bonded, and insured—giving you confidence that your accounts are handled with integrity and accountability. We are redefining the commercial debt collection industry with innovative strategies that lead to a stronger financial future for our clients.
The biggest reason behind the name and respect we have earned so far is our fully transparent operational practices, our clients trust us completely, and this trust fuels our passion for going above and beyond. Accompanied by our outside-of-the-box thinking and cutting-edge technology, these qualities put us above your average commercial debt collection agency. We don’t only focus on the urgency to collect the debts owed to you, but there’s also an equal amount of emphasis on the urgency to pay you as soon as we collect.
Client payments are immediately remitted when the check clears. We make our process completely transparent by providing you a login portal where you can review real-time updates on your accounts. We also come equipped with a network of highly proficient attorneys with a deep understanding of commercial debt recovery. They assist us in executing ethical and entirely legal techniques of debt collections, like litigation. We are fully compliant with federal regulations, registered with the SOS, bonded, and insured.
If you’re dealing with unpaid accounts or thinking about hiring a collection agency, it’s natural to have questions. At Ryan & Jacobs, we believe in transparency from the start. Our comprehensive debt collection FAQ provides quick answers about our services, how long cases may take, and what to expect once you contact us.
Whether you're just starting your search or ready to take the next step, you'll find the information you need here. Still have questions? Contact us directly, and we’ll be happy to help.
Our debt collection process starts with a review of your claim and initial contact with the debtor. From there, Ryan & Jacobs uses tools like demand letters and asset investigation to move things forward. If a simple resolution isn’t possible, we may recommend mediation or legal action. We tailor our approach to fit your case, always aiming to resolve matters efficiently and respectfully. Throughout it all, you’ll stay informed with regular updates.
Ryan & Jacobs works with businesses of all sizes, from startups to large corporations. While we tailor our services to each client, we commonly serve industries such as oil and gas, manufacturing, professional services, logistics, and construction. If your business operates in a different field, don’t worry—our team is equipped to handle a wide range of commercial debt cases.
Not sure if we’re the right fit? Reach out so we can talk about your needs.
Forensic accounting is the process of examining financial records to uncover hidden assets, fraud, or discrepancies. At Ryan & Jacobs, we use forensic accounting to support debt recovery cases that involve complex or disputed financials. This service can play a key role in building a legal case or negotiating a settlement when the facts aren’t clear. If you’re dealing with missing information or suspect financial misconduct, our team can help you get the full picture.
Every case is different, but most commercial debt collection efforts take anywhere from a few weeks to several months. The timeline depends on factors like the debtor’s responsiveness, the complexity of the case, and whether legal action is required. At Ryan & Jacobs, we work efficiently to move things forward while keeping you informed every step of the way. Our goal is to resolve your case as quickly and successfully as possible.
After you submit a quote request, someone from our team will be in touch to learn more about your situation. We offer a free consultation that includes an initial debt assessment and a conversation about your collection options. There’s no pressure to commit. We’re here to help you understand your next steps and decide what’s right for your business.
We hope our debt collection FAQ gives you the clarity you need, but if you’re still unsure about something, we’re here to help. Ryan & Jacobs is committed to making the process straightforward from the very first conversation. Contact us today, and let’s talk about how we can support your business.
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